Your Home Journey Starts Here - with Mike Gonzales
Your Trusted Mortgage Expert
Partnered with All STAR REAL ESTATE AND LOANS
30+ Years of Experience | Transparent Process | Personalized Mortgage Solutions
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FHA
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FHA Down Payment Assistance
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VA
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Conventional
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Conventional DPA
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Refinance
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Reverse Mortgage for 55+
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Close Ended Second*
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1% Down Payment
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12 Months Bank Statement
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24 Months Bank Statement
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DSCR Only
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ITIN
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Foreign National
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P&L Only
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1099 Only
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Asset Utilization
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Mixed Used
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Apartments
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Retail 100k-15M
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DSCR up to 10 Units
Our Promise to You
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Find Your Perfect Loan Match
We explore a wide range of mortgage products—conventional, FHA, VA, JUMBO, and more—to find the right fit for your needs. -
Enjoy a Smooth Experience
Expect clarity, guidance, and support with every step—from pre-approval through closing. -
Walk Away Excited
My goal? You close confidently, knowing you’ve chosen smart, customized financing with a partner who truly cares.
How It Works?
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Step 1: Chat with Me
Share your homeownership goals and financial situation. -
Step 2: Personalized Loan Options
I’ll tailor and present mortgage solutions that match what you’re looking for. -
Step 3: Apply & Find Clarity
Together, we navigate the application, paperwork, and approval process—and I keep you fully informed the whole time. -
Step 4: Close the Deal
Your journey to becoming a homeowner ends with confidence and excitement.
What Makes Us Different?
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Experience You Can Count On
With over two and a half decades in the mortgage industry, I have the knowledge and insight to guide you confidently through every step.
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Personalized Mortgage Planning
There’s no one-size-fits-all here. I invest time to understand your goals—budget, income, and lifestyle—to design a mortgage plan just for you.
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Trusted Service, Clear Communication
From your first inquiry to final closing, I keep you informed, empowered, and excited about your path to homeownership.
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